Flexibility, prompt answers and the continuity of local decision making distinguish Capital Pacific Bank's approach to lending. We offer your business a full range of solutions to meet your credit needs.

Lines of Credit
Capital Pacific Bank offers both revolving and non-revolving lines of credit. Revolving lines let your business borrow, repay and borrow again up to the original committment amount throughout the life of the loan. Non-revolving lines let you borrow an amount either in a lump sum or an amount disbursed over a period of time. Each time a payment is made, credit availability reduces by that amount.

Term Loans
For longer range needs, we offer flexible term funding tailored to your specific requirements.

SBA Loans
Capital Pacific Bank makes available a number of innovative Small Business Administration loan programs. Choose from:

7(a) Loan - Loans up to $1.5 million with no minimum, which can be used to meet the needs of your company's beginning or expanding operations.
LOWDOC Loan - This is generally the same kind of loan as the basic 7(a) program, but it's for expedited loans under $150,000.
504 Loan - Long-term loans for land, buildings, machinery and equipment, with special, negotiated interest rates.

Letters of Credit
Whether you need commercial letters of credit to facilitate trade, or performance-based standby letters of credit, Capital Pacific Bank can assist.

To find out which of our financing products best fits your needs, contact one of our Client Service Officers at 503.796.0100.