What

CDARS, which stands for Certificate of Deposit Account Registry
Service, is a nationally recognized program, which allows clients with high investable balances to receive FDIC insurance coverage beyond $100,000.

More Secure

FDIC insurance for time deposits up to $30 million per taxpayer ID.

Easy & Simple

All you do is make your deposit with us and sign up for CDARS. We will offer you a choice of time periods and corresponding interest rates from which to select. Your account statements will come from Capital Pacific Bank and your privacy is protected (please see our privacy policy).

Attractive Returns

You'll find we offer rates that compare favorably with other high-quality, fixed income investments.

Local Benefits

By using CDARS, investors will make more funds available in our community, unlike money market mutual funds and government securities investments. Your CDARS deposits will be put to work right here at home, enabling Capital Pacific Bank to make loans to local individuals and businesses that will then serve to help fuel our local economy.

Please contact one of our Client Service Officers for more information.