Checking Accounts

We are proud to offer the following personal accounts:

Pacific Checking

A non-interest bearing account with no check writing or deposit limits.

Opening Balance	$250
Minimum Balance	$250
Monthly Maint. Fee	No fee if Minimum Balance is maintained every day of the period; $12 if balances goes below the minimum
Free Checks	No
Online Banking	Free - Pacific Online
Bill Pay	$5.95/mo. First 25 pymts., $.50 ea. Add'l
Check Limits	n/a
Deposit Limits	n/a

Pacific Interest Checking

An interest bearing account with a low balance requirement to offset the monthly maintenance fee.

Opening Balance	$500
Minimum Balance	$1,500 average daily balance
Monthly Maint. Fee	No fee if Minimum Balance is maintained during the period, $25 if balances goes below the minimum
Free Checks	First Order Image
Online Banking	Free - Pacific Online
SmartPay	$5.95/mo. First 25 pymts., $.50 ea. Add'l
Check Limits	n/a
Deposit Limits	n/a

Balance Range	Rate	APY *
0+	0.25%	0.25%

Pacific Select Checking

A tiered interest bearing account - the more money you keep, the higher the interest you get.

Opening Balance	$500
Minimum Balance	$10,000 average daily balance in this account or $25,000 in all related deposit accounts
Monthly Maint. Fee	No fee if Minimum Balance maintained during the period; $10 if balance goes below the minimum
Free Checks	Image
Online Banking	Free - Pacific Online
Bill Pay	Base Monthly Fee Waived
Check Limits	n/a
Deposit Limits	n/a

Balance Range	Rate	APY *
$0-$999	0.25%	0.25%
$1,000-$9,999	0.25%	0.25%
$10,000-$49,999	0.30%	0.30%
$50,000-$99,999	0.40%	0.40%
$100,000+	0.50%	0.50%

* Fees could reduce the earnings on the account. Annual Percentage Yields (APY) are current as of 07/13/2010 and are subject to change without notice. For current rate information call (503)796-0100.

** Balances significantly greater than $100,000 may qualify for a custom rate quote. Please call us for details.